Terms and Conditions – The Social Ginger

By making any purchase from our website, you/ the participant (herein referred to as “Student”) agrees to the following terms stated herein, which shall take effect immediately.

Terms Of Participation In The PROGRAMS & SERVICES

Shannon Loy, LLC. (dba. The Social Ginger) (herein referred to as “COMPANY” or “Company”) agrees to provide the various services and programs (herein referred to as “Programs) to the Student. Student agrees to abide by all policies and procedures as outlined in this agreement as a condition of their participation in the Program.


The Program is developed strictly for educational purposes ONLY. Student accepts and agrees that Student is 100% responsible for their progress and results from the Program.

Program education and information does not purport to be, nor should it be construed as, specific advice tailored to any individual. Company assumes no responsibility for errors or omissions that may appear in any program materials.

THE COMPANY DISCLAIMS ALL REPRESENTATIONS, WARRANTIES, OR GUARANTEES OF ANY KIND, INCLUDING BUT NOT LIMITED TO ANY EXPRESS WARRANTIES, STATUTORY WARRANTIES, AND ANY IMPLIED WARRANTIES OF: MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT regarding the outcomes, effects, or success rate of the Program, whether verbally or in writing. The Student understands that the results experienced by each Participant may significantly vary. The Student acknowledges that— as with any business endeavor— there is an inherent risk, and there is no guarantee that Student will reach their goals because of their participation in the Program. Any testimonials or endorsements by our customers or audience represented on our programs, websites, content, landing pages, sales pages or offerings have not been scientifically evaluated, and the results experienced by individuals may vary significantly.

Furthermore, the Company does not represent and warrant that the Program will be uninterrupted, available at any time or from any location, secure, error free, free from defects, or that the service or associated downloads are free from viruses or harmful components.  USE OF THE SITE’S SERVICES IS DONE AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES TO YOU COMPUTER SYSTEMS OR LOSS OF DATA THAT MAY RESULT FROM THE DOWNLOAD OF SUCH INFORMATION OR MATERIAL.


Student understands Shannon Loy (herein referred to as “Consultant”) and Shannon Loy, LLC, (dba. The Social Ginger) is not the Student’s employee, agent, lawyer, doctor, manager, therapist, public relations or business manager, financial analyst, or CPA. Student understands that Consultant has not promised to:

  1. procure or attempt to procure employment or sales for the Student;
  2. Perform any business management functions for the Student;
  3. provide psychoanalysis, psychological counseling, or behavioral therapy for the Student;
  4. act as an employee or independent contractor of the Student;
  5. introduce Student to Consultant’s network of contacts, media partners, business partners, investors, or other B2B relationships.

Student understands that the Parties’ contractual relationship ends upon the conclusion of the Program.


Payment is due in full at the time of registration.  The Company retains the right to suspend access to any program if payments are not made as they are due. Further, if at any time if there is a past due payment, access to the program will be temporarily restricted until the account is in current financial standing. Questions regarding account standing should be directed to hello@thesocialginger.com.


agrees to pay interest on all past-due sums at a rate of 1% per month or the highest rate allowed by law, whichever is greater.


Due to the nature of our content, Program purchases are non-refundable unless otherwise expressively stated on a program by program basis. If, you feel that the program is not a good fit, contact our support team at hello@thesocialginger.com.

Intended Audience

This Program is intended for adults only.  No user under the age of 18 may access or use the Program.


The Company respects Student’s privacy and insists that Student respects the Company’s and Program Participants (herein referred to as “Participants”). Any confidential information shared by Program participants or any representative of the Company is proprietary, and belongs solely and exclusively to the Participant who discloses it. The Student shall not disclose, reveal, usurp, or make use of any confidential information, transactions, discussions, or disclosures made during or related to the Program, and shall not use such information in any manner other than in discussion with other Participants during the Program. This covenant shall not extend to or include information rightfully obtained from a third party.

Student shall not disclose, harvest, or disseminate the names, email addresses, company titles or positions, phone numbers or addresses of other Participants. The Student shall not engage in data mining, scraping, crawling, email harvesting, or using the Program to compile a collection of listings, including a competing listing product or service. You may not use contact information received during the Program, nor any Materials for any unsolicited commercial e-mail.

Furthermore, Student agrees that if he or she violates or displays the likelihood of violating this section of the Terms, the Company may terminate the Student’s use of the Program with no refund.


Company’s program is copyright to the Company alone.  The original materials that have been provided under a single-user license for Student’s individual use only. Student is not authorized to use any of Company’s intellectual property for Student’s business purposes. All intellectual property, including Company’s copyrighted program and/or Program materials, shall remain the sole property of the Company. Student may not license, sell, or otherwise distribute the content provided in the Program.

By purchasing this Program, Student agrees not to infringe any copyright, patent, trademark, trade secret, or other intellectual property rights belonging to the Company or other Participants. Any information shared by the Company is confidential and proprietary, and belongs solely and exclusively to the Company. The Student shall not disclose such information to any other person or use it in any manner other than in discussion with the Company or throughout the Program.

Furthermore, by using any other interactive area of the Program and placing any information in any of those areas, the Student grants to the Company a perpetual, irrevocable, royalty free license in and to such materials, including but not limited to the right to post, publish, transmit, distribute, create derivative works based upon, create translations of, modify, amend, enhance, change, display and publicly perform such materials in any form or media, whether now known or later discovered.

Limitation Of Liability

Student accepts any and all risks, foreseeable or unforeseeable, resulting from participation in the Program. Student shall indemnify and hold harmless the Company, its officers, employees, directors, subsidiaries, principals, agents, heirs, executors, administrators, successors, assigns, instructors, staff, related entities, and the Consultant, any of the related owners, executives, agents, or staff (hereinafter “Releasees”) from any and all damages that may result from any claims arising from any agreements, all actions, causes of action, contracts, claims, suits, costs, demands and damages of whatever nature or kind in law or in equity arising from my participation in the Programs, excluding any such expenses and liabilities which may result from willful misconduct by Company, or any of its directors or employees.

Student shall hold all of the Company’s shareholders, directors, trustees, subsidiaries, principals, agents, heirs, executors, administrators, successors, assigns, instructors, employees, and successors, and the Consultant personally harmless for any actions or representations of the Company.

Student shall defend Company and its Releasees from and against any legal actions, regulatory actions – including without limitation, claims, damages, judgments, awards, settlements, investigations, costs, attorneys fees, and disbursements – arising out of or resulting from his or her use of the Program(s).

Student shall hold Company harmless for damages of any kind resulting or arising from including but not limited to; direct, indirect, incidental, special, negligent, consequential, or exemplary damages happening from the use or misuse of Company’s information or the Student’s enrolment in the Program. from and against any and all liabilities and expense whatsoever – including without limitation, claims, damages, judgments, awards, settlements, investigations, costs, attorneys fees, and disbursements – which any of them may incur or become obligated to pay arising out of or resulting from the offering for sale, the sale, and/or use of the Program(s).


Company is committed to providing all Participants in the Program with a positive Program experience. By purchasing this Program, Student agrees that in the following circumstances, the Company may, at its sole discretion, terminate this Agreement, and limit, suspend, or terminate Student’s participation in the Program without refund if the Student:

  • Becomes disruptive to the Company or fellow Participants;
  • Fails to follow the Program guidelines,
  • Impairs the participation of the other Participants in the Program; or
  • The Student violates these terms as determined solely by the Company.

Upon termination for any of the above reasons, Student will be liable to pay the total cost of the Program with no refunds issued.


If not resolved first by good-faith negotiation between the Parties, every controversy or dispute relating to this Agreement shall be submitted to a mutually agreed upon Mediator in Henrico County, Virginia. All claims against Company must be lodged within 100-days of the date of the completion of the Program. The Mediation shall occur within ninety (90) days from the date of the initial demand for Mediation. The Parties shall cooperate to ensure that the Mediation is completed within the ninety (90) day period. If no resolution is reached despite Mediating in good faith, either Party may file suit in court in the jurisdiction named herein.


Not with standing the previous clause to Mediate, in the event that a dispute arises between the Parties for which monetary relief is inadequate and where a Party may suffer irreparable harm in the absence of an appropriate remedy, the injured Party may apply to any court of competent jurisdiction for equitable relief, including without limitation a temporary restraining order or injunction.


Any notices to be given hereunder by either Party to the other may be effected by personal delivery or by mail, registered or certified, postage prepaid with return receipt requested. Notices delivered personally shall be deemed communicated as of the date of actual receipt; mailed notices shall be deemed communicated as of three (3) days after the date of mailing. For purposes of this Agreement, “personal delivery” includes notice transmitted by fax or email.


Earnings Disclaimer:

The information presented in this Website is intended to be for your educational and entertainment purposes only.

The Company is not

  • presenting the Student with a business opportunity;
  • presenting the Student with a distributorship;
  • making any claims as to income a Student may earn;
  • presenting you the Student an opportunity to “get rich.”

Before embarking on any endeavor, please use caution and seek the advice your own personal professional advisors, such as your attorney and your accountant.

Income figures are anecdotal information passed on concerning the results achieved by the individual sharing the information. The Company has performed no independent verification of the statements made by those individuals. Testimonials and statements of individuals are not to be construed as claims or representations of average earnings. The Company cannot, do not, and will not make any claims as to earnings, average, or otherwise.

Materials in the Program and on the Company website may contain information that includes or is based upon forward-looking statements within the meaning of the Securities Litigation Reform Act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” and other words and terms of similar meaning in connection with a description of potential earnings or financial performance. Any and all

forward looking

statements in our materials are intended to express our opinion of earnings potential. They are opinions only and should not be relied upon as fact.

Concerns or questions should be addressed to:

The Social Ginger
301 Southlake Blvd.
Suite 200
N. Chesterfield, Va 23236

Phone: 804-594-5439

Email: hello@thesocialginger.com

General Terms

This Agreement shall be binding upon and inure to the benefit of the Parties hereto, their respective heirs, executors, administrators, successors and permitted assigns. Any breach or the failure to enforce any provision hereof shall not constitute a waiver of that or any other provision in any other circumstance. This Agreement constitutes and contains the entire agreement between the Parties with respect to its subject matter, supersedes all previous discussions, negotiations, proposals, agreements and understandings between them relating to such subject matter. This Agreement shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, United States of America. If any provision of this Agreement is held by to be invalid or unenforceable, the remaining provisions shall nevertheless continue in full force. The failure of either Party to exercise any right provided for herein will not be deemed a waiver of that right or any further rights hereunder. Student may not assign this Agreement. The Company may modify terms of this agreement at any time. All modifications shall be posted on the Company’s website, and current Students shall be notified via email. In the event that any force majeure events beyond the reasonable control of either Party, including without limitation acts of God, war, curtailment, labor strike, or civil disturbance, make it illegal or impossible for the Parties to perform under this Agreement, the performance hereunder may be excused without liability.

Privacy And Data Collection

The Program and Student data collected during the Program is governed by the Company’s Privacy Policy. Please review our Privacy Policy at (INSERT LINK ONCE AVAILABLE). Student grants the Company the right to collect and use all information regarding the Program and your use of the Company website in any manner consistent with our Privacy Policy.

DMCA Notices

The Company values others’ intellectual property.  If you believe your work has been copied in a way that constitutes copyright infringement, please provide a notice containing all of the following information to our Copyright Agent:

  1. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest.
  2. A description of the copyrighted work that you claim has been infringed;
  3. A description of where the material that you claim is infringing is located on the Site;
  4. Your address, telephone number, and e-mail address;
  5. A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
  6. A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.

Our Copyright Agent for Notice of claims of copyright infringement on the Site is C. Russell Riddle, J.D. (Anomaly At Law), who can be reached as follows:

Russ Riddle